Financial Disclaimer

FlowWise provides educational content designed to help individuals better understand money, habits, and personal decision-making around finances. All information, tools, resources, webinars, and materials made available through this website are provided for general information and educational purposes only.

Nothing on this website constitutes, or should be interpreted as, financial advice, investment advice, legal advice, tax advice, or any other form of regulated professional advice under UK law.

FlowWise is not authorised or regulated by the Financial Conduct Authority (FCA). We do not provide personalised financial advice, investment recommendations, or guidance tailored to your individual circumstances.

Any decisions you make based on information provided by FlowWise are made entirely at your own discretion and risk.

If you require advice that considers your personal financial situation, goals, or risk tolerance, you should consult an independent financial adviser (IFA) or other appropriately qualified and regulated professional.

While we make reasonable efforts to ensure that the information provided is accurate, current, and reliable at the time of publication, FlowWise makes no representations or warranties, express or implied, regarding the accuracy, completeness, suitability, or reliability of any content.

Financial rules, regulations, products, and personal circumstances change over time. Content may become outdated, incomplete, or inaccurate, and we are under no obligation to update it.

Any examples, scenarios, case studies, or references to financial improvement, debt reduction, savings, or outcomes are provided for illustrative purposes only.

• Past performance is not a reliable indicator of future results
• We do not guarantee any specific financial outcome
• Individual results will vary based on personal circumstances, behaviour, and external factors

FlowWise makes no guarantees, promises, or assurances regarding financial success or improvement.

By using this website, you acknowledge and agree that:

• You are responsible for your own financial decisions
• You understand that financial choices carry inherent risk
• You will seek independent professional advice where appropriate

FlowWise shall not be liable for any loss, damage, or consequence arising directly or indirectly from reliance on information provided through this website or associated communications.

From time to time, FlowWise may reference or link to third-party platforms, tools, or services (such as payment processors or webinar platforms). These are provided for convenience only.

FlowWise does not endorse, control, or take responsibility for the content, policies, or practices of third-party websites or services.

If you have questions about this disclaimer or how FlowWise operates, please contact us at:

hello@flowwise.uk